MD (Medicine) Funding Gaps
After July 2026, MD students are capped at $50,000/yr in federal loans. 173 schools below all have programs where the cost of attendance exceeds that cap. Click your school to see the exact gap.
New Federal Cap — Professional Student
$50,000/yr
The Reconciliation Act of 2025 eliminated Grad PLUS on July 1, 2026. Any school cost above $50,000/yr must be covered by private loans or other funding. Learn more →
Alabama
All Alabama schools →Arkansas
All Arkansas schools →Arizona
All Arizona schools →California
All California schools →California University of Science and Medicine
$10,500/yr gap
Loma Linda University$2,900/yr gap
Stanford University$59,000/yr gap
Touro University California$2,265/yr gap
University of California-DavisWithin cap
University of California-IrvineWithin cap
University of California-Los Angeles$40,000/yr gap
University of California-RiversideWithin cap
University of California-San Diego$40,000/yr gap
University of California-San FranciscoWithin cap
University of Southern California$38,128/yr gap
Vanguard University of Southern California$40,000/yr gap
Western University of Health SciencesWithin cap
Connecticut
All Connecticut schools →Washington D.C.
All Washington D.C. schools →Florida
All Florida schools →Georgia
All Georgia schools →Illinois
All Illinois schools →Loyola University Chicago
Within cap
Midwestern University-Downers Grove$16,686/yr gap
Northwestern University$54,000/yr gap
Rosalind Franklin University of Medicine and Science$4,167/yr gap
Rush University$8,013/yr gap
Southern Illinois University-Carbondale$1,050/yr gap
University of Chicago$54,000/yr gap
University of Illinois ChicagoWithin cap
University of Illinois Urbana-Champaign$3,640/yr gap
Kentucky
All Kentucky schools →Louisiana
All Louisiana schools →Massachusetts
All Massachusetts schools →Maryland
All Maryland schools →Michigan
All Michigan schools →Minnesota
All Minnesota schools →Missouri
All Missouri schools →Mississippi
All Mississippi schools →North Carolina
All North Carolina schools →Nebraska
All Nebraska schools →New Jersey
All New Jersey schools →Nevada
All Nevada schools →New York
All New York schools →Albany Medical College
Within cap
Albert Einstein College of Medicine$20,000/yr gap
Columbia University in the City of New York$65,000/yr gap
Cornell University$65,000/yr gap
CUNY City CollegeWithin cap
Hofstra UniversityWithin cap
Icahn School of Medicine at Mount Sinai$2,003/yr gap
New York Institute of TechnologyWithin cap
New York Medical CollegeWithin cap
New York UniversityWithin cap
Stony Brook UniversityWithin cap
SUNY Downstate Health Sciences UniversityWithin cap
Touro UniversityWithin cap
University at BuffaloWithin cap
University of Rochester$8,863/yr gap
Upstate Medical UniversityWithin cap
Weill Medical College of Cornell University$13,946/yr gap
Oklahoma
All Oklahoma schools →Pennsylvania
All Pennsylvania schools →Cheyney University of Pennsylvania
$52,000/yr gap
Drexel University$7,074/yr gap
Geisinger Commonwealth School of Medicine$6,750/yr gap
Lake Erie College of Osteopathic MedicineWithin cap
Pennsylvania State University-Main Campus$13,828/yr gap
Philadelphia College of Osteopathic MedicineWithin cap
Temple UniversityWithin cap
Thomas Jefferson UniversityWithin cap
University of Pennsylvania$16,034/yr gap
University of Pittsburgh-Pittsburgh Campus$15,034/yr gap
Puerto Rico
All Puerto Rico schools →South Carolina
All South Carolina schools →Tennessee
All Tennessee schools →Texas
All Texas schools →Baylor College of Medicine
Within cap
Texas A&M University-College StationWithin cap
Texas Christian University$5,778/yr gap
Texas Tech University Health Sciences CenterWithin cap
Texas Tech University Health Sciences Center-El PasoWithin cap
The University of Texas at AustinWithin cap
The University of Texas Health Science Center at Houston$5,716/yr gap
The University of Texas Health Science Center at San AntonioWithin cap
The University of Texas Medical Branch at GalvestonWithin cap
The University of Texas Rio Grande ValleyWithin cap
University of North Texas Health Science CenterWithin cap
University of Texas Southwestern Medical CenterWithin cap
University of the Incarnate WordWithin cap