Loan Cliff

MBA Funding Gaps

After July 2026, MBA students are capped at $20,500/yr in federal loans. 1,012 schools below all have programs where the cost of attendance exceeds that cap. Click your school to see the exact gap.

New Federal Cap — Graduate Student

$20,500/yr

The Reconciliation Act of 2025 eliminated Grad PLUS on July 1, 2026. Any school cost above $20,500/yr must be covered by private loans or other funding. Learn more →

America Evangelical University
$5,700/yr gap
American Jewish University
$27,662/yr gap
Azusa Pacific University
$16,830/yr gap
Bethesda University
$6,080/yr gap
Biola University
$11,920/yr gap
California Baptist University
$14,414/yr gap
California College of the Arts
$60,530/yr gap
California Lutheran University
$21,998/yr gap
California Polytechnic State University-San Luis Obispo
$21,513/yr gap
California State Polytechnic University-Humboldt
$18,351/yr gap
California State Polytechnic University-Pomona
$17,877/yr gap
California State University-Bakersfield
$18,134/yr gap
California State University-Channel Islands
$17,255/yr gap
California State University-Chico
$18,502/yr gap
California State University-Dominguez Hills
$17,502/yr gap
California State University-East Bay
$17,493/yr gap
California State University-Fresno
$17,418/yr gap
California State University-Fullerton
$17,511/yr gap
California State University-Long Beach
$17,446/yr gap
California State University-Los Angeles
$17,256/yr gap
California State University-Monterey Bay
$17,875/yr gap
California State University-Northridge
$17,533/yr gap
California State University-Sacramento
$18,040/yr gap
California State University-San Bernardino
$18,113/yr gap
California State University-San Marcos
$18,172/yr gap
California State University-Stanislaus
$18,264/yr gap
Chapman University
$38,104/yr gap
Claremont Graduate University
$36,650/yr gap
Claremont Lincoln University
$13,325/yr gap
Concordia University-Irvine
$8,230/yr gap
Dominican University of California
$20,053/yr gap
Fresno Pacific University
$12,700/yr gap
Golden Gate University
$16,570/yr gap
Haven University
$6,814/yr gap
Hope International University
$17,150/yr gap
Humphreys University-Stockton and Modesto Campuses
$10,570/yr gap
La Sierra University
$15,497/yr gap
Lincoln University
$9,810/yr gap
Los Angeles Pacific University
$11,380/yr gap
Loyola Marymount University
$21,402/yr gap
National University
$15,412/yr gap
Northcentral University
$17,498/yr gap
Notre Dame de Namur University
$14,800/yr gap
Pacific Oaks College
$21,500/yr gap
Pacific States University
$7,390/yr gap
Pepperdine University
$41,520/yr gap
Point Loma Nazarene University
$11,380/yr gap
Saint Mary's College of California
$33,400/yr gap
San Diego State University
$18,728/yr gap
San Francisco Bay University
$8,455/yr gap
San Francisco State University
$17,862/yr gap
San Jose State University
$18,430/yr gap
Santa Clara University
$25,373/yr gap
Saybrook University
$24,706/yr gap
Sonoma State University
$18,628/yr gap
Stanford University
$104,500/yr gap
The Master's University and Seminary
$8,050/yr gap
University of California-Berkeley
$29,863/yr gap
University of California-Irvine
$28,877/yr gap
University of California-Los Angeles
$79,500/yr gap
University of California-Riverside
$28,968/yr gap
University of California-San Diego
$64,500/yr gap
University of La Verne
$15,290/yr gap
University of Massachusetts Global
$12,782/yr gap
University of Redlands
$24,572/yr gap
University of San Diego
$28,828/yr gap
University of San Francisco
$28,640/yr gap
University of Southern California
$67,628/yr gap
University of the People
$1,900/yr gap
University of the West
$13,139/yr gap
Vanguard University of Southern California
$87,500/yr gap
William Jessup University
$12,940/yr gap
Woodbury University
$42,742/yr gap
Ana G. Mendez University
$9,955/yr gap
Ave Maria University
$9,518/yr gap
Barry University
$17,970/yr gap
Edward Waters University
$21,819/yr gap
Embry-Riddle Aeronautical University-Daytona Beach
$21,464/yr gap
Embry-Riddle Aeronautical University-Worldwide
$9,197/yr gap
Everglades University
$22,500/yr gap
Florida Agricultural and Mechanical University
$24,169/yr gap
Florida Atlantic University
$17,982/yr gap
Florida Gulf Coast University
$30,716/yr gap
Florida Institute of Technology
$22,780/yr gap
Florida Institute of Technology-Online
$15,628/yr gap
Florida International University
$23,939/yr gap
Florida Memorial University
$18,610/yr gap
Florida Southern College
$17,980/yr gap
Florida State University
$26,207/yr gap
Herzing University-Orlando
$8,660/yr gap
Hodges University
$15,180/yr gap
Jacksonville University
$18,457/yr gap
Keiser University-Ft Lauderdale
$34,090/yr gap
Lynn University
$13,200/yr gap
Nova Southeastern University
$23,640/yr gap
Palm Beach Atlantic University
$12,477/yr gap
Polytechnic University of Puerto Rico-Miami
$7,660/yr gap
Polytechnic University of Puerto Rico-Orlando
$7,585/yr gap
Rollins College
$25,100/yr gap
Saint Leo University
$15,340/yr gap
Southeastern University
$11,850/yr gap
St. Thomas University
$15,540/yr gap
Stetson University
$17,086/yr gap
The University of Tampa
$12,362/yr gap
University of Central Florida
$28,157/yr gap
University of Florida
$29,630/yr gap
University of Fort Lauderdale
$7,870/yr gap
University of Miami
$44,358/yr gap
University of North Florida
$21,430/yr gap
University of South Florida
$20,626/yr gap
University of West Florida
$24,394/yr gap
Warner University
$5,948/yr gap
Webber International University
$3,100/yr gap
American International College
$10,483/yr gap
Anna Maria College
$11,703/yr gap
Assumption University
$14,366/yr gap
Babson College
$54,100/yr gap
Bay Path University
$18,735/yr gap
Bentley University
$44,220/yr gap
Boston College
$35,400/yr gap
Boston University
$69,500/yr gap
Brandeis University
$61,078/yr gap
Bridgewater State University
$8,541/yr gap
Cambridge College
$18,535/yr gap
Clark University
$48,090/yr gap
Curry College
$17,014/yr gap
Eastern Nazarene College
$10,873/yr gap
Emmanuel College
$13,819/yr gap
Endicott College
$12,870/yr gap
Fisher College
$26,942/yr gap
Fitchburg State University
$5,746/yr gap
Framingham State University
$12,825/yr gap
Harvard University
$104,300/yr gap
Hult International Business School
$51,437/yr gap
Lasell University
$11,182/yr gap
Lesley University
$19,150/yr gap
Massachusetts College of Liberal Arts
$7,353/yr gap
Massachusetts Maritime Academy
$19,484/yr gap
Merrimack College
$35,000/yr gap
Nichols College
$665/yr gap
Northeastern University
$27,600/yr gap
Northeastern University Professional Programs
$25,265/yr gap
Regis College
$23,188/yr gap
Salem State University
$10,247/yr gap
Springfield College
$35,811/yr gap
Springfield College-Regional, Online, and Continuing Education
$19,048/yr gap
Suffolk University
$35,836/yr gap
Tufts University
$48,976/yr gap
University of Massachusetts-Amherst
$34,220/yr gap
University of Massachusetts-Boston
$37,906/yr gap
University of Massachusetts-Dartmouth
$29,753/yr gap
University of Massachusetts-Lowell
$27,926/yr gap
Western New England University
$17,700/yr gap
Worcester Polytechnic Institute
$28,540/yr gap
Worcester State University
$5,593/yr gap
Adelphi University
$47,575/yr gap
Alfred University
$25,330/yr gap
Bard College
$42,120/yr gap
Binghamton University
$25,760/yr gap
Canisius University
$16,180/yr gap
Clarkson University
$36,356/yr gap
College of Staten Island CUNY
$20,580/yr gap
Columbia University in the City of New York
$101,500/yr gap
Cornell University
$98,500/yr gap
CUNY Bernard M Baruch College
$20,382/yr gap
CUNY Brooklyn College
$20,454/yr gap
CUNY Graduate School and University Center
$23,140/yr gap
CUNY Lehman College
$20,500/yr gap
D'Youville University
$21,900/yr gap
Daemen University
$25,363/yr gap
Dominican University New York
$24,226/yr gap
Elmira College
$15,555/yr gap
Empire State University
$23,850/yr gap
Fordham University
$25,454/yr gap
Hebrew Union College-Jewish Institute of Religion
$27,535/yr gap
Hobart William Smith Colleges
$25,795/yr gap
Hofstra University
$29,450/yr gap
Houghton University
$14,999/yr gap
Iona University
$24,047/yr gap
Ithaca College
$28,101/yr gap
Keuka College
$25,767/yr gap
Le Moyne College
$18,904/yr gap
Long Island University
$25,004/yr gap
Manhattanville University
$18,520/yr gap
Marist University
$16,160/yr gap
Mercy University
$18,460/yr gap
Metropolitan College of New York
$22,250/yr gap
Molloy University
$25,770/yr gap
Mount Saint Mary College
$18,900/yr gap
New York Institute of Technology
$27,870/yr gap
New York University
$98,500/yr gap
Niagara University
$14,350/yr gap
Pace University
$28,863/yr gap
Roberts Wesleyan University
$14,945/yr gap
Rochester Institute of Technology
$57,264/yr gap
Russell Sage College
$12,740/yr gap
Siena College
$25,694/yr gap
St Bonaventure University
$15,350/yr gap
St. Francis College
$15,500/yr gap
St. John Fisher University
$19,412/yr gap
St. John's University-New York
$33,746/yr gap
St. Joseph's University-New York
$22,778/yr gap
St. Thomas Aquinas College
$20,550/yr gap
State University of New York at New Paltz
$24,054/yr gap
State University of New York at Oswego
$24,522/yr gap
Stony Brook University
$26,623/yr gap
SUNY Brockport
$14,168/yr gap
SUNY Buffalo State University
$24,137/yr gap
SUNY College at Potsdam
$24,042/yr gap
Syracuse University
$45,818/yr gap
The College of Saint Rose
$16,042/yr gap
The New School
$52,518/yr gap
Touro University
$13,660/yr gap
University at Albany
$25,375/yr gap
University at Buffalo
$26,838/yr gap
University of Mount Saint Vincent
$15,400/yr gap
University of Rochester
$38,363/yr gap
Utica University
$25,080/yr gap
Wagner College
$23,560/yr gap
Yeshiva University
$34,650/yr gap
Air Force Institute of Technology-Graduate School of Engineering & Management
$18,988/yr gap
Antioch University
$14,336/yr gap
Ashland University
$7,276/yr gap
Baldwin Wallace University
$11,668/yr gap
Bluffton University
$9,290/yr gap
Bowling Green State University-Main Campus
$15,783/yr gap
Capital University
$12,770/yr gap
Case Western Reserve University
$51,902/yr gap
Cedarville University
$10,227/yr gap
Central State University
$9,600/yr gap
Cleveland State University
$18,321/yr gap
Defiance College
$8,536/yr gap
Franciscan University of Steubenville
$12,748/yr gap
Franklin University
$11,560/yr gap
Heidelberg University
$12,161/yr gap
John Carroll University
$14,225/yr gap
Kent State University at Kent
$22,852/yr gap
Lake Erie College
$13,035/yr gap
Lakewood University
$12,379/yr gap
Lourdes University
$16,686/yr gap
Malone University
$13,330/yr gap
Miami University-Oxford
$35,838/yr gap
Mount St. Joseph University
$13,995/yr gap
Mount Vernon Nazarene University
$10,174/yr gap
Ohio Christian University
$11,328/yr gap
Ohio Dominican University
$13,248/yr gap
Ohio State University-Main Campus
$40,727/yr gap
Ohio University-Main Campus
$17,212/yr gap
Otterbein University
$14,128/yr gap
The University of Findlay
$17,956/yr gap
University of Akron Main Campus
$14,671/yr gap
University of Cincinnati-Main Campus
$26,174/yr gap
University of Dayton
$18,540/yr gap
University of Northwestern Ohio
$11,200/yr gap
University of Toledo
$28,353/yr gap
Ursuline College
$23,971/yr gap
Walsh University
$13,010/yr gap
Wright State University-Main Campus
$24,214/yr gap
Xavier University
$11,896/yr gap
Youngstown State University
$6,295/yr gap
Alvernia University
$16,186/yr gap
Cabrini University
$1,855/yr gap
Cairn University-Langhorne
$8,965/yr gap
Carlow University
$21,610/yr gap
Cedar Crest College
$14,338/yr gap
Chatham University
$20,354/yr gap
Cheyney University of Pennsylvania
$102,500/yr gap
Commonwealth University of Pennsylvania
$16,504/yr gap
Delaware Valley University
$8,584/yr gap
DeSales University
$22,460/yr gap
Drexel University
$36,574/yr gap
Duquesne University
$26,068/yr gap
East Stroudsburg University of Pennsylvania
$16,270/yr gap
Eastern University
$14,224/yr gap
Elizabethtown College
$35,666/yr gap
Gannon University
$21,780/yr gap
Geneva College
$12,082/yr gap
Gratz College
$18,037/yr gap
Gwynedd Mercy University
$15,289/yr gap
Holy Family University
$13,634/yr gap
Immaculata University
$12,280/yr gap
Indiana University of Pennsylvania-Main Campus
$17,761/yr gap
Juniata College
$14,200/yr gap
Keystone College
$15,200/yr gap
Kutztown University of Pennsylvania
$16,242/yr gap
La Salle University
$27,270/yr gap
Lebanon Valley College
$35,033/yr gap
Lehigh University
$27,520/yr gap
Lincoln University
$18,442/yr gap
Marywood University
$12,004/yr gap
Messiah University
$13,090/yr gap
Misericordia University
$38,120/yr gap
Moravian University
$18,094/yr gap
Mount Aloysius College
$16,746/yr gap
Pennsylvania State University-Main Campus
$43,328/yr gap
Pennsylvania State University-Penn State Erie-Behrend College
$32,520/yr gap
Pennsylvania State University-Penn State Great Valley
$45,606/yr gap
Pennsylvania State University-World Campus
$23,906/yr gap
Pennsylvania Western University
$11,886/yr gap
Point Park University
$15,664/yr gap
Robert Morris University
$19,747/yr gap
Rosemont College
$12,280/yr gap
Saint Francis University
$21,440/yr gap
Saint Joseph's University - Philadelphia
$19,286/yr gap
Seton Hill University
$16,538/yr gap
Shippensburg University of Pennsylvania
$16,690/yr gap
Slippery Rock University of Pennsylvania
$17,716/yr gap
Temple University
$28,023/yr gap
Thiel College
$31,692/yr gap
Thomas Jefferson University
$23,314/yr gap
University of Pennsylvania
$45,534/yr gap
University of Pittsburgh-Pittsburgh Campus
$44,534/yr gap
University of Scranton
$11,130/yr gap
University of Valley Forge
$9,040/yr gap
Villanova University
$20,861/yr gap
Waynesburg University
$16,420/yr gap
West Chester University of Pennsylvania
$16,924/yr gap
Westminster College
$8,500/yr gap
Widener University
$26,605/yr gap
Wilkes University
$25,564/yr gap
York College of Pennsylvania
$11,740/yr gap
Abilene Christian University
$23,674/yr gap
Amberton University
$6,735/yr gap
Angelo State University
$14,454/yr gap
Bakke Graduate University
$333/yr gap
Baylor University
$40,630/yr gap
Concordia University Texas
$13,250/yr gap
Dallas Baptist University
$24,008/yr gap
East Texas A&M University
$14,404/yr gap
East Texas Baptist University
$7,180/yr gap
Hardin-Simmons University
$14,574/yr gap
Houston Christian University
$10,975/yr gap
Howard Payne University
$10,520/yr gap
Huston-Tillotson University
$27,730/yr gap
Lamar University
$15,486/yr gap
LeTourneau University
$16,375/yr gap
Midwestern State University
$7,739/yr gap
Nelson University
$8,860/yr gap
North American University
$10,663/yr gap
Our Lady of the Lake University
$17,998/yr gap
Parker University
$14,038/yr gap
Prairie View A & M University
$16,878/yr gap
Rice University
$53,962/yr gap
Saint Edward's University
$29,070/yr gap
Sam Houston State University
$15,798/yr gap
Schreiner University
$22,852/yr gap
St. Mary's University
$20,506/yr gap
Stephen F Austin State University
$14,493/yr gap
Sul Ross State University
$13,505/yr gap
Tarleton State University
$14,557/yr gap
Texas A & M International University
$14,923/yr gap
Texas A & M University-Corpus Christi
$15,495/yr gap
Texas A&M University-Central Texas
$13,086/yr gap
Texas A&M University-College Station
$23,590/yr gap
Texas A&M University-Kingsville
$14,060/yr gap
Texas A&M University-San Antonio
$14,687/yr gap
Texas A&M University-Texarkana
$15,152/yr gap
Texas Christian University
$35,278/yr gap
Texas Southern University
$15,228/yr gap
Texas State University
$17,801/yr gap
Texas Tech University
$17,418/yr gap
Texas Wesleyan University
$18,908/yr gap
Texas Woman's University
$14,950/yr gap
The University of Texas at Arlington
$24,845/yr gap
The University of Texas at Austin
$22,454/yr gap
The University of Texas at Dallas
$28,968/yr gap
The University of Texas at El Paso
$16,121/yr gap
The University of Texas at San Antonio
$28,253/yr gap
The University of Texas at Tyler
$16,908/yr gap
The University of Texas Permian Basin
$13,750/yr gap
The University of Texas Rio Grande Valley
$15,494/yr gap
University of Dallas
$33,925/yr gap
University of Houston
$18,609/yr gap
University of Houston-Clear Lake
$18,580/yr gap
University of Houston-Downtown
$15,689/yr gap
University of Houston-Victoria
$15,035/yr gap
University of Mary Hardin-Baylor
$20,345/yr gap
University of North Texas
$16,122/yr gap
University of North Texas at Dallas
$13,434/yr gap
University of St Thomas
$21,134/yr gap
University of the Incarnate Word
$20,370/yr gap
Wayland Baptist University
$15,454/yr gap
West Texas A & M University
$8,074/yr gap